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Health Insurance

Health Insurance Information

WSTA/Guardian Dental


- No annual maximum
- No deductibles
- Pre-determined discounted copays
- Orthodontic discounted copays included
  • Employee$11.47
  • Employee +1 $21.81
  • Family $30.41

High PPO

- Choice of any dentist
- $2000 annual maximum
- $50 deductible
- $100% preventative and basic care coverage
  • Employee$54.24
  • Employee +1$107.60
  • Family$178.18


- Choice of any dentist
- $1500 annual maximum
- $50 deductible
- 100% preventative care
- 90% basic care
  • Employee$42.83
  • Employee +1$84.96
  • Family$140.69

And Vision

Vision Plan

- $10 copay eye exam every 12 months
- $130 allowance for frames every 24 months
- $10 copay-standard lenses every 12 months
  • Employee$6.90
  • Employee +Spouse$13.85
  • Employee +Child(ren)$11.72
  • Family$19.33

WSTA Dental Program Vendor Changing From MetLife to Guardian

Each year, we try to find association programs that are the very best for our members. We attempt to balance both service and cost. At the time of the dental/vision program renewal in late 2018. Guardian gave us the best quote. So on 12/1/2018 we converted from MetLife to Guardian dental/vision.

To renew or join you will need to fill-out the Guardian universal enrollment form online, at the link below. If you have questions, changes, additions etc. you can call Liliana at BXA (our broker) at 949-334-8992 or email her at lquiroz@bxall.com. Once your enrollments forms are received it will take 3 to 6 days for Guardian to process.

Please note that there are now 3 different Guardian dental plans and one vision plan. There is a high option and low option PPO dental plan and an HMO dental plan. Make sure that all of your information is correct and no changes are needed on the enrollment for, it could delay the process. Again, if you have any questions call Liliana at BXA (our broker) at 949-334-8992 or email her at lquiroz@bxall.com.

Remember, when you or an employee goes to the dentist, you will need the group policy number (554633) and the policy holders’ social security number. We suggest that you provide this information at the appointment scheduling time to make sure your dentist takes the insurance plus it should save time during your appointment. You will also receive an ID card with the group number, and Policy holder's name; bring this to your dentist if necessary.

DentalGuard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY and Individual Dental Insurance products are underwritten by The Guardian Life Insurance Company of America, New York, New York or by one of its wholly owned subsidiaries.

A.M. Best Company - A++
(Superior - highest of 15 ratings)

Fitch - AA+
(Very Strong - 2nd highest of 21 ratings)

Moody's Investors Service - Aa2
(Excellent - 3rd highest of 21 ratings)

Standard & Poor’s - AA+
(Very Strong - 2nd highest of 22 ratings)

Comdex Ranking: 98

To get started, please click below to fill out the form online or download and fill out the application form:

Dental & Vision Enrollment Form - complete online

Dental & Vision Enrollment Form - download and fill out

Health Insurance

WSTA Insurance Services and Benefits Exchange Alliance are working together to bring health, vision, and dental benefits to your trucking company.

BENEFITS EXCHANGE ALLIANCE (BXA) is one of the fastest-growing and most innovative benefits consulting firms in the nation. By delivering the most up to date and forward thinking benefit solutions to employers, BXA removes the anxiety of keeping up with the rapidly changing healthcare landscape and allows its clients to focus on what’s important.

With deep expertise in benefits and HR management and a myriad of available industry leading solutions and services, BXA’s dedicated team delivers customized benefits strategies designed to fit your unique needs – whether you’re a start-up or a Fortune 500 company.

At BXA, our vision is to combine the expertise, solutions, and strength of a national firm with the entrepreneurial spirit, immediacy, and warmth of a local,community-focused agency. It is our goal to be a seamless extension of your HR department, and deliver best in class service and support. We believe that you deserve a competent, experienced, and trusted partner to help you navigate the changing healthcare landscape.


You can view the benefits summary guide here:

WSTA Benefits Summary Guide

To get started, please download and fill out the appropriate form:

Group Health Plan Quote Form


Please call us with any questions at (949) 900-9533 or fill out our contact form.

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